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Showing posts from July, 2022

10 Best Budgeting Apps For 2022

10  Best Budgeting Apps for 2022 Pamela Kaguri Budgeting keeps you on the right track and helps you know the amount of money that enters and exits your household. Did you know that budgeting apps can make your work easier? Instead of entering your work manually, most of them automate the process, thus making it effective instead of using paper and pen. Many budgeting apps have been developed over time. A budgeting app should be affordable, easy to use, and safe. It can also help you on how to survive the high cost of living in 2022 , if you use it well. Here are the ten best budgeting apps that you can use to simplify your financial decisions. 1. Mint This is a product of Intuit company. Available in both the app store and google play, it is free to download. It is also compatible with iOS, Android, and web browsers. The app is highly rated in both Google Play and Apple Store. Pros Categorizes all your expenses, and will help you know when you are approaching your limit. Ea

10 Tips to Survive The High Cost of Living in 2022

Pamela Kaguri Inflation has been experienced in the world recently and the price of basic commodities has risen by 100%. However, your income still remains the same. Maybe, you have lost your income due to prevailing hard economic times. Or your business is not doing well. For you to provide the basic needs fully, you need to look at various ways of cost-cutting. One way is to use a budgeting app , if that is’t your strength. Granted, the  tips below will help you on how best to manage and handle your finances. 1. Have a budget   A budget will help you know how much you are to spend either weekly or monthly on your bills such as rent, fuel, groceries, and other utilities such as electricity and cable bills. It helps you track your expenses and see how much is left. Always stick to your budget. 2. Get  out of debt Bad debt is derailing and can stress you, especially now when the cost of living has skyrocketed.Try as much as possible to clear your bad debt so that the install